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Happy Valentines Day !       A History of Valentine’s Day Every February 14, across the United States and in other places around the world, candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine. But who is this mysterious saint, and where did these traditions come from? READ MORE >>

How to Get Kids to Drink More Water Improve your child's hydration habits Improve your child's hydration habits Whether or not your child is an athlete, he or she could probably stand to drink more water. Staying hydrated is essential to good health (for children, teens, and adults). READ MORE >>

Ten Foods to Avoid for Healthy Blood Pressure. Keep Your Diet Healthy With These Ten Tips High blood pressure is a national epidemic. Almost a third of Americans have high blood pressure, and another third of all Americans have blood pressure that is higher than normal, just not high enough yet to officially be called "hypertension. READ MORE >>

Horizon Healthcare Services, Inc. Horizon Omnia EPO SILVER Small Group Health Benefits Amendment   Effective Changes: As of January 1, 2017   The Policy is changed as specified below. Refer to the sections of the policy referenced below to see how these changes affect those sections. READ MORE >>

Coffee vs. Tea: Is One Better for Your Health?  A hot cup of coffee can perk you up in the morning. A soothing cup of tea can help you relax after a stressful day. And the latest research about the health benefits of each might help you feel a little better about them, whichever beverage you drink. READ MORE >>

Happy New Year's !   Civilizations around the world have been celebrating the start of each new year for at least four millennia. Today, most New Year’s festivities begin on December 31 (New Year’s Eve), the last day of the Gregorian calendar, and continue into the early hours of January 1 (New Year’s Day). READ MORE >>

How to Lose Weight in 2017 If you're like many Americans, one of your New Year's resolutions is to shed some pounds. In fact, about a third of Americans say they want to make a commitment to lose weight in the New Year, according to a Nielsen survey from 2015. READ MORE >>

Cosmo Insurance is always available to help with Claim Issues. Here are some common reasons why a test or treatment maybe denied by your health insurance carrier. Why Does My Health Insurer Deny the Care My Doctor Recommends? More and more, health payers are insisting we patients get permission from them to undergo a medical test or treatment. READ MORE >>

Think of your tooth brush, floss, and mouth rinse as the good guys of oral health care. The bad guys are bacteria. “Bacteria thrive on food left on or in between teeth, and it grows at lightening speed,” says Lee Gause, DDS, of Smile Design Manhattan. READ MORE >>

At Cosmo we are dedicated to providing service beyond the selection and signing of your policy.  We work close with our clients and are always a quick phone call away for questions and concerns relating to billing, provider issues, claims, renewals and reimbursements. READ MORE >>

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