Use the time during Open Enrollment to review your coverage options to suit your healthcare needs for the entire year of 2018. Remember that you will be unable to make a change to your plan until next November for coverage in 2019. Reviewing your plans with an experienced and educated broker will save you the headache of trying to figure out the plans on your own and get service throughout the year all at no extra cost to you. We at Cosmo look forward to reviewing your options and getting you the most competitive rates and suitable plan for you.
The New Jersey Health Insurance Marketplace is where eligible residents can shop for and buy insurance in person, online, or by phone. In New Jersey, the Marketplace is run by the federal government. The Marketplace, also called an Exchange, is mainly for people who:
•Don’t have insurance
•Aren’t insured by their employer
•Don’t have Medicare
•Aren’t included in their spouse’s employer insurance
•Have pre-existing conditions and may have had trouble getting insurance before
•Have private insurance but want to look at other options
•Own a small business
The Affordable Care Act requires most Americans to sign up for health insurance or pay a penalty at income tax time, unless there is a qualifying event.
You can go directly through the Marketplace or go through Cosmo Insurance Agency for assistance. Call for details or get a quote online.