Cosmo Insurance Agency helps our clients get the most affordable insurance for themselves. We want everyone to know the best ways that they can save on health insurance. That's why we put together this list of smart ways that you can save money on your health plan:
Take advantage of preventive care.
This includes routine wellness exams that help spot issues in advance and keep your health on the right track. For everyone, preventive care includes a free annual physical with a primary care doctor, a free flu shot during flu season as well as other immunizations.
Women can get a free well-woman exam with an OB-GYN as well as some forms of birth control, which are available free of charge.
Don’t over-insure yourself.
If you're generally healthy, consider a plan with a higher deductible to get a lower monthly premium. It can seem scary to have a deductible, but it may cost less in the end to pay for some care during the year rather than paying a high premium every single month.
Get help paying for your coverage.
Depending on your household income, the government might offer you financial aid (subsidies) to pay part of your monthly bill.