If you’re a healthy person, you may wonder why you’re required to buy health insurance. For some, it may seem like money would be better spent elsewhere. But just because you’ve enjoyed good health until this point, that doesn’t mean you won’t encounter health issues down the road.

Some illnesses and other health concerns may be present within your body long before you notice any symptoms. And by the time you do notice, it may be more difficult—or even too late—to treat. That’s what makes preventative screenings so important. And since the Affordable Care Act was passed, that health insurance policy you weren’t so sure about can cover certain screenings at no cost to you.

Apart from treating illnesses once they present themselves, you doctor can also help monitor your overall health with each annual checkup. This is a good way to catch any potential issues before they become worse later on.

So long as you visit in-network healthcare providers, the following preventative services may be offered at no cost.

  • Annual physicals
  • Certain approved immunizations
  • Cholesterol screening
  • Blood pressure screening
  • Breast cancer mammography screening
  • Cervical cancer screening
  • Colorectal cancer screening
  • Anemia screening
  • Urinary tract or other infection screening
  • Osteoporosis screening
  • Abdominal aortic aneurysm screening
  • Diabetes (Type 2) screening
  • Gestational diabetes screening
  • Contraception and counseling
  • Preventive services for children
    • Certain approved immunizations
    • Vision screening
    • Sickle cell screening
    • Autism screening
    • Developmental screening and behavioral assessments


Since health insurance is required of everyone, you might as well take advantage of what it can offer you and your family. Contact your insurance agent to learn more about available plans and which of your trusted doctors are already in-network.

Protect the health of your loved ones. Call Cosmo Insurance Agency at (732) 363-3888 for more information on New Jersey health insurance.

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