health insurance marketplace

 

What exactly is the Health Insurance Marketplace?

It offers affordable health insurance to individuals, families, and small businesses.  In the marketplace, applicants need to fill out only one application to receive all options.  The marketplace is administered by federal or state government and it is split into two parts.

1.       The individual and family marketplace:  This marketplace allows individuals and families to purchase health insurance that is affordable and high in quality.

2.       The small business marketplace

Who can get coverage through the marketplace?  Anyone can buy from the marketplace. The marketplace is great because it shows standard policies with pros and cons.  A broker like Cosmo Insurance can weigh your personal pros and cons to help you decide what plan will work best for you.

What is open enrollment?  Open enrollment is a period of time where anyone can sign up for a health insurance plan.  This is the only time of the year individuals can enroll in a health insurance plan in the marketplace.

Will all health insurance companies participate? No, participation in open enrollment is not mandatory.

The marketplace can be a tricky place. Insurance coverage can be overwhelming – confusing options, endless paperwork and tedious legalities.

Cosmo Insurance Agency makes it easy. Our team has mastered every detail of the insurance process and will walk you through the process to the end, so you can be 100% confident when signing on the dotted line.

Cosmo’s dedicated service doesn’t end with the selection and signing of your policy. Whether its healthcare, life insurance, long term care, vision, dental, or disability, Cosmo Insurance Agency will be there every step of the way. Our staff maintains close contact and is always only a quick phone call away for questions or concerns relating to billing, provider issues, claims or reimbursements and your insurance renewal. Give us a call today!

 

 

 

source:

Source: http://www.insurancedodo.com/health-insurance-marketplace-explained/

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