New Jersey Disability Insurance


You’ve spent a lifetime of energy and resources to launch a successful career or business. Don’t let it go to waste!

If you become disabled, God forbid, standard-unemployment benefits will likely not provide what it takes to replace your income. Disability insurance gives you the ultimate safeguard. Cosmo Insurance Agency will shop for the ideal plan, from the superior carrier, based on your individual situation.

Short term disability insurance provides you with most of your previous income level for up to two years. Long term disability insurance provides this coverage for several years, up to retirement, depending on the plan you choose.

Learn about the wide array of protections you available through various disability insurance plans, including guaranteed renewal, cost of living increases, terminating premium payments after becoming disabled, and more.

Make the smart choice with Cosmo!



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Important Notice
Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages. Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company. If you have any questions, please feel free to contact us.

Per the terms of our online privacy policy we will not resell your information to any third-party.
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