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View the latest blog posts from Cosmo Insurance Agency.

  There’s no telling how much water you should drink each day. Health professionals have differing opinions, and the amount your body needs can vary depending on a rainbow of factors including your weight and activity level. So how are you supposed to know if you’re not getting enough? READ MORE >>

Everyone loves a candy cane during the holiday season, but did you know that their health benefits make them the perfect treat throughout the year? It's true, peppermint candy canes are often touted for some pretty substantial health perks. Here are 7 reasons you may want to reach for a candy cane to boost your health: READ MORE >>

According to the U.S. Department of Health and Human Services, 70% of those age 65 and up will need some sort of long-term care. Paying out of pocket is out of reach for most of us since the median annual cost of a private nursing room is $97,455. If you live in a major metropolitan area, you can expect to pay even more. READ MORE >>

It's hard enough to exercise the rest of the year, but add holidays to the mix and many of us find exercise becomes less of a priority as to-do lists grow longer and longer. The last thing you want is more stress and, for many of us, trying to keep to our usual workout program does just that. READ MORE >>

Skip the store-bought hot cocoa mix – homemade hot chocolate is easier to make than you think with just a handful of ingredients that’s already sitting in your pantry. And it’s even better with a hint of Kahlua! Here’s a recipe for homemade hot chocolate for the kids and one for the parents. READ MORE >>

New Jersey allows a 30-day reinstatement period for on-exchange members who do not pay by January 1st. For off-exchange members, if payment is not fully processed by 11:59 PM on January 1st, 2020, the member's coverage will be cancelled with no option to reinstate without a qualifying life event for the remainder of the year. READ MORE >>

Holiday safety is an issue that burns brightest from late November to mid-January, when families gather, parties are scheduled and travel spikes. Take some basic precautions to ensure your family remains safe and injury-free throughout the season. Traveling for the Holidays? Be Prepared READ MORE >>

Mashed Sweet Potatoes Even though babies don’t have all their teeth yet, they can still get all the nutrients their bodies and developing smiles need. Sweet potatoes are jam-packed with mouth-friendly nutrients like vitamins A and C for gum health. READ MORE >>

On Thursday, December 19, 2019, the Senate passed a spending package which included a repeal of the Cadillac tax and the health insurance tax (HIT).  The President is expected to sign the spending bill on Friday, December 20. The repeal is scheduled to be effective on January 1, 2021.  READ MORE >>

Did you miss open enrollment and couldn’t sign up for health insurance? You may still be able to get coverage two ways: 1. You qualify for Special Enrollment Period:  If you got married, had a baby, adopted a child, or had moved in the past sixty days. READ MORE >>

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