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Cosmo Insurance Agency Blog Page 11

View the latest blog posts from Cosmo Insurance Agency.

You can take steps to stay healthy as you get older. - Keep your body and mind active - Choose healthy foods - Get regular checkups - Take steps to prevent accidents   Remember, it’s never too late to make healthy changes in your life.  Stay active to live longer and better. READ MORE >>

It’s that time of year again, when children take out their backpacks and begin their first day of school. First-day of school outfits have been chosen and a new routine starts up. No matter the age of your child, you want them to have a healthy and successful school year. READ MORE >>

While it may be hard to hear, it is important to be aware of: suicide has become the third leading cause of death among children and young adults aged 10-24.   While vape pens and underage drinking are the usual cause for concern, parents and guardians should also keep a close eye on teenagers for other risk factors. READ MORE >>

The Centers for Disease Control and Prevention is working with the state of Illinois and local health departments and FDA after a tragic death related to vaping. The investigation is ongoing to learn the cause or causes of the ongoing outbreak of serve lung disease in those who use e-cigarette or vaping devices. READ MORE >>

The IRS recently announced in Revenue Procedure 2019- 29 that the Affordable Care Act (ACA) affordability indexed amount under the Employer Shared Responsibility Payment (ESRP) requirements will be 9.78% for plan years that begin in 2020. This is a decrease from the 2019 percentage amount (9.86%). READ MORE >>

Sexual Harassment Training is more crucial than ever since the state of New York passed legislation requiring employers to provide sexual harassment training for all their employees before October 9, 2019.  Under Local Law 96 of 2018, employers with 15 or more employees are required to conduct annual anti-sexual harassment training for all employees. READ MORE >>

Life insurance is a hard topic to talk about, but it has to be addressed. When you pass, will your loved ones be financially secure without you?  Having a life insurance policy will ensure that your family does not have to worry about finances. This is why life insurance is so important. READ MORE >>

Happy National Dog Day! Did you know that dogs can play an important part in your emotional well-being? Studies show that dogs reduce stress, anxiety and depression, ease loneliness, encourage exercise and improve your all-around health. Depression is a widespread issue in the U.S. READ MORE >>

Here are 4 reasons why you should work with a broker during 2020 open enrollment:  1. Cost Contrary to popular consumer belief we found that broker pricing was actually better than direct insurance pricing.  The reason is due to insurers providing different rates to brokers, in order that premiums are lower. READ MORE >>

The awareness around workplace stress and the health impacts it can have on employees has been a significant HR trend in recent years. Burnout and stress at work have become such a big concern that the World Health Organization classified workplace burnout as a legitimate medical diagnosis in their latest revision of its handbook. READ MORE >>

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