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View the latest blog posts from Cosmo Insurance Agency.

No parents want to see their child hurt. But as anyone who has a bouncing baby, tumbling toddler or active adolescent knows: Accidents happen, including dental accidents. The best thing any parent can do in this situation is to be prepared. Start by familiarizing yourself with common dental injuries and know what to do in each scenario. READ MORE >>

New research has found that your basal heart rate, also known as your resting heart rate (RHR), can be an indication of how long you’ll live. Whether or not you smoke, are in prime-marathon shape, or are overweight, your RHR influences your life expectancy.    READ MORE >>

Ouch! Toothaches can be very painful. A toothache often means that something is not right in your mouth or somewhere else in your body. Find out what could be at the root of yours, what you can do to feel better, and when you should call your dentist. Why Does My Tooth Hurt? READ MORE >>

Food probably isn’t the first thing on your mind when you’re battling the flu or a stomach bug. But you have to fuel the tank eventually, and what you choose to do so matters: Some foods and drinks out there can make you feel even worse.  READ MORE >>

When it comes to chewing gum, it's the type of gum you chew that makes a difference in whether it's helpful or harmful to your teeth. While chewing gum containing sugar may actually increase your chances of developing a cavity, there is clinical evidence that demonstrates just the opposite for sugar-free gum. READ MORE >>

So, when exactly do you need to take antibiotics?  This can be a confusing topic for some patients.  Doctors ask a series of questions to determine whether you need an antibiotic or not.  Doctors take a couple of things into consideration including: READ MORE >>

Does fro-yo offer all the same health benefits as regular yogurt? Is this seemingly guilt-free pleasure truly low-fat? Discover the truth about these tempting frozen snacks as we shine the light on the top four misconceptions about frozen yogurt.   Frozen Yogurt Myth 1 READ MORE >>

Chocolate-hazelnut spread is cleverly chilled, making it easier to use as a filing for these gooey, molten-center treats. Eat them warm or even cooled—there won’t be any left for the cookie jar. Ingredients 2 ¼ cups all-purpose flour 1 teaspoon fine salt ½ teaspoon baking powder READ MORE >>

HR administration has grown far more complex and time-consuming for employers of all sizes, however smaller companies are feeling the impact the most.   One of the fastest-growing solutions for small and medium-sized businesses is to partner with a professional employer organization (PEO). READ MORE >>

The Taxpayer Certainty and Disaster Tax Relief Act of 2019 was signed into law on December 20, 2019. The law repeals a provision under the Tax Cuts and Jobs Act that required tax-exempt organizations to include their costs for providing qualified transportation fringe benefits to employees in unrelated business income. READ MORE >>

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