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View the latest blog posts from Cosmo Insurance Agency.

Here are some simple steps to get organized now so you can get the most of your health insurance plan across 2020: 1. Get Connected. There are several ways to easily check your health plan information and do so much more. READ MORE >>

5 Things to Know About Fighting NJ Flu Outbreak  1. The flu in spreading quickly. According to the Center for Disease Control and Prevention (CDC) (www.cdc.gov/flu), 25 states are now reporting elevated levels of flu activity. READ MORE >>

In the spending bill passed into law on December 20, 2019, the employer tax credit for paid family and medical leave was extended for one additional year. This tax credit was created under the Tax Cuts and Jobs Act of 2017 and was initially available for 2018 and 2019 only. READ MORE >>

The Taxpayer Certainty and Disaster Tax Relief Act of 2019 was signed into law on December 20, 2019. The law repeals a provision under the Tax Cuts and Jobs Act that required tax-exempt organizations to include their costs for providing qualified transportation fringe benefits to employees in unrelated business income. READ MORE >>

Guaranteed Whole Life offers clients options that support retirement income goals. For example, Penn Mutual is one of the only companies to offer an Overloan Protection Benefit Rider on its whole life product to ensure the policy will remain in force as a reduced paid-up policy should an outstanding loan cause the loan-to-surrender value to exceed 99%. READ MORE >>

On December 16, 2019, the Wage and Hour Division of the U.S. Department of Labor (DOL) published final regulations on “regular rate of pay” for overtime pay purposes under the Fair Labor Standards Act (“FLSA”). READ MORE >>

Horizon Blue Cross Blue Shield of New Jersey, is helping you get the most of your benefits so you can make the most of a healthy new year. Enroll in auto bill pay by January 31 and get a $15 e-gift card to one of over 200 retailers, including Amazon, Target and Starbucks. READ MORE >>

As a parent, you know that visits to the dentist play a critical role in maintaining your child’s oral health. That might be hard for kids to understand as they lie back in an unfamiliar office with a stranger standing over them, loud noises coming from every direction. READ MORE >>

  New Jersey’s somewhat contentious stop-loss bill (A5095/S3270) passed in both the Senate and Assembly on January 13, 2020. The bill will now advance to the desk of Governor Murphy, where he will either approve, veto, or conditionally veto the bill.  READ MORE >>

Granola is usually considered a healthy breakfast cereal.  It’s a toasted mixture of rolled oats, nuts, and a sweetener like sugar or honey, though it can also include other grains, puffed rice, dried fruit, seeds, spices, and nut butters.  READ MORE >>

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