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View the latest blog posts from Cosmo Insurance Agency.

Life Insurance is important for EVERY age.  Although you may think being a young adult gives you a free pass to put off life insurance till later in life, think again.  Life happens.  Crisis situations happen when you least expect it. READ MORE >>

Just as there is no magic pill to prevent cognitive decline, no single almighty brain food can ensure a sharp brain as you age. Nutritionists emphasize that the most important strategy is to follow a healthy dietary pattern that includes a lot of fruits, vegetables, legumes, and whole grains. READ MORE >>

What is a maximum? There are two types of maximums — annual and lifetime. An annual maximum is the most money a dental plan pays for dental care for you or your family (under a family plan) within a 12-month benefit period. READ MORE >>

Dark chocolate is loaded with nutrients that can positively affect your health. Made from the seed of the cocoa tree, it is one of the best sources of antioxidants on the planet. Studies show that dark chocolate can improve your health and lower the risk of heart disease. READ MORE >>

No wonder so many of us are  anxious or depressed. You can take scientifically validated steps to improve your mental outlook, and because the mind and body are entwined these behaviors also will improve your overall health. Practice Optimism: Now, let's get real, Being an optimist doesn't mean you ignore the stress of daily life. READ MORE >>

The Basics Everyone age 6 months and older needs to get a flu vaccine every year. The seasonal flu vaccine is the best way to protect yourself and others from the flu. For many people, the seasonal flu is a mild illness. But for some people, the flu can be dangerous or even deadly. READ MORE >>

Has your oral health gotten so out of control that you’re embarrassed about going to the dentist? You’re not alone. As many as 20% of people refuse to go to the dentist due to anxiety, some of which stems from embarrassment about the physical state of their mouth. READ MORE >>

During the driest of the seasons, protect your skin from getting harmed by the cold winter weather.  Especially to those of you who will be outside in NYC watching the ball drop.  Moisturize and bundle up! 1. Carry around hand and face moisturizer.  Keep them on your desk, in your bag, on your nightstand. READ MORE >>

In a bipartisan effort, the U.S. Congress agreed on a spending package to fund the federal government which included important changes to federal laws affecting employer-sponsored group health and welfare benefit plans. The legislation was signed into law by the President on December 20, 2019. READ MORE >>

6055 – Minimum Essential Coverage (MEC) Requires health insurers (carriers) and sponsors of self-insured health plans to provide covered individuals and the IRS with information on MEC for a calendar year (CY). Information in this report is used to administer the Individual Mandate. Forms READ MORE >>

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