Hi, my name is Mark Herschlag, CEO of Cosmo Insurance Agency. Today we have some exciting news for our clients:
On July 19, 2018, the U.S. Department of Labor expanded access to affordable health coverage options for America’s small businesses and their employees through Association Health Plans.

AHP plans work by allowing small businesses, including self-employed workers, to band together by geography or industry to obtain health coverage as if they were a single large employer.
AHP plans will also be able to strengthen negotiating power with providers from larger risk pools and greater economies of scale.

Here are some facts behind AHP plans:

-Fifteen million Americans who work for a small business or operate a sole proprietorship, and their families, lack health coverage

-Four million Americans, including 400,000 who otherwise would lack insurance, will join an AHP by 2023 according to Congressional Budget Office estimates

-For the first time, working owners without other employees (including sole-proprietors) and their families will be permitted to join AHPs, creating a new path for these hardworking Americans to access affordable, quality health coverage.

Don’t forget to subscribe to our YouTube channel and follow us on social media!
Stay tuned for our video next week that will expand on AHP plans and how they can be beneficial to you. Thanks for watching and have a great day!

Cosmo insurance agency has experience providing group health insurance in New Jersey to businesses ranging in size from 2 to 5,000 individuals – all with the same creativity and personal attention that will take the headache off your human resources. We have particular expertise helping businesses navigate the complex Affordable Care Act regulations, which affect groups of over 50 or 100 employees, depending on the state.

Take advantage of our very wide range of conventional and unique group plans with highly competitive rates.




Posted 8:00 AM

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