At Cosmo Insurance we pride ourselves on our wide range of insurance options. One insurance plan we offer is disability insurance. Disability insurance is used to cover part of an individual’s income should they get injured and are no longer able to work. It acts as the ultimate safeguard in case of an emergency that impairs one’s ability to carry out various job functions.

                There are two different types of disability insurance; long term and short term.  Long term disability insurance can cover you for several years and depending on the plan you choose, it may even cover you up until retirement. While, short term disability insurance provides you with most of your previous income level for up to two years.

 At Cosmo, we never want to see a client to have to “cash in” on this insurance; however we do want all of our clients covered should the unexpected happen. Cosmo Insurance Agency offers free and affordable quotes compared to our big name competitors. Give us a call, e-mail us, or even swing by to talk about an insurance plan that suits your needs today!




Insurance coverage can be overwhelming – confusing options, endless paperwork and tedious legalities.

Cosmo Insurance Agency makes it easy. Our team has mastered every detail of the insurance process and will walk you through the process to the end, so you can be 100% confident when signing on the dotted line.

Cosmo’s dedicated service doesn’t end with the selection and signing of your policy. Whether its healthcare, life insurance, long term care, vision, dental, or disability, Cosmo Insurance Agency will be there every step of the way. Our staff maintains close contact and is always only a quick phone call away for questions or concerns relating to billing, provider issues, claims or reimbursements and your insurance renewal. Give us a call today! 

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