Having fun at work is important for being productive.  Most importantly, you should get managements permission before celebrating too hard.  Having fun at work is beneficial to both employers and employees.  Everyone knows that happy employees are better employees.

Maybe order some food into the office or make some time for a fun game at work.  Employees appreciate fun incentives at work.

Having group insurance and offering benefits for you employees are crucial to happy employees.

Cosmo insurance agency has experience providing group health insurance in New Jersey to businesses ranging in size from 2 to 5,000 individuals – all with the same creativity and personal attention that will take the headache off your human resources. We have particular expertise helping businesses navigate the complex Affordable Care Act regulations, which affect groups of over 50 or 100 employees, depending on the state.

Take advantage of our very wide range of conventional and unique group plans with highly competitive rates. Options include:

Conventional group insurance

•Self-funded insurance plans for both small and large groups, offering premiums well below standard market rates

•Insurance plans that refund to enrollee’s part of their unused premiums each year

•HSA plans, which help you save on premiums and enables your money to grow

In addition, Cosmo clients benefit from our unparalleled customer service long after they’ve signed on the dotted line. We continue servicing you with claims, COBRA administration, billing, renewal, compliance, or anything else.




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