Open Enrollment is right around the corner starting November 1, 2019. During this time, individuals can shop for health insurance plans until December 15, 2019. Contact an insurance broker at Cosmo Insurance Agency, to do the grunt of the work for you. But before that, you need to prepare for open enrollment:
Keep a look out for mail
You will receive a letter from your current insurer by now informing you of any changes in your existing plan and what premiums you can expect to pay for 2020. Clients will use these letters to determine if they will keep their current coverage or look for alternatives.
Get off to fast start
No matter what news you receive from your current insurer, you want to start researching your options as soon as open enrollment begins.
Compare premiums for all metal levels
Exchange insurance programs come in four levels: bronze, silver, gold and platinum. The higher the level, the more comprehensive the coverage, the less out-of-pocket costs and, normally, the higher the premiums.
Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.
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