We make sure everyone is taken care of and that we provide you with a trustworthy relationship and reliable service. We have certain responsibilities for our clients. To ensure that our clients are covered we take care of responsibilities like:
-Forward premiums to insurer on a timely basis
-Seek and gain knowledge of the applicant’s insurance needs
-Review and evaluate the applicant’s current insurance coverage, limits, and risks.
-Serve the best interests of the applicant or insured, although producers represent the insurer
-Recommend coverage that best protects the insured from possible loss and NOT the most profitable coverage from the perspective of the producer
-Life and health producers do not issue contracts or binders for life or disability insurance, and should not imply that coverage is in effect simply because a person submits an application and payment for the first premium.
Cosmo’s dedicated service doesn’t end with the selection and signing of your policy. Whether its healthcare, life insurance, long term care, vision, dental, or disability, Cosmo Insurance Agency will be there every step of the way. Our staff maintains close contact and is always only a quick phone call away for questions or concerns relating to billing, provider issues, claims or reimbursements and your insurance renewal. Give us a call today! 732-363-3888