May the 4th is National Renewal Day. A day for looking at life anew, starting up things that you’ve been meaning to do for a while, or maybe even revamping the house.
Renewal Day is all about reinvigorating yourself, refreshing your life and taking a look at things with a new outlook.  For many of us this means renewing our group insurance health plan, life insurance, or even a long term care plan.

Businesses should always remember to renew their group health insurance plan.

When can a business change their plan?

A business can renew their plan at their renewal period. When a group changes to another carrier they can change plans at any time of the year.

How can I qualify?

Employers can qualify for group health insurance if have at least two full time employees and will allow at least one employee to be enrolled.

What affordable benefits can I offer to my employees?

-conventional group insurance
-self-funded insurance plans for both small and large group, offering premiums, well below standard market rates
-insurance plans that refund to enrollees part of their unused premiums each year
-HSA plans, which help you save on premiums and enables your money to grow

Cosmo insurance agency has experience providing group health insurance in New Jersey to businesses ranging in size from 2 to 5,000 individuals – all with the same creativity and personal attention that will take the headache off your human resources. We have particular expertise helping businesses navigate the complex Affordable Care Act regulations, which affect groups of over 50 or 100 employees, depending on the state.


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