Supplemental health insurance

Health insurance plans do not cover all aspects of your health. Supplemental insurance plans like vision, dental, and critical illness insurance plans will cover things that health insurance plans don't cover.  Here is why you should purchase supplemental insurance plans:

Dental Insurance:

Dental insurance is a policy that will help you pay for dental care. Dental plans are usually inexpensive. They can cover anything from cleanings, x-rays, and other preventative services.
Dental insurance is included in all health insurance plans for children under the age of 18.

Vision Insurance:

Vision insurance helps pay for the costs of eye exams, eye glasses, and contact lenses.
Eye surgeries that are medically necessary, such as cataract surgery, are usually covered by health insurance plans. Check with your vision insurance plan to see if corrective eye surgery is covered.
Vision insurance is included in all health insurance plans for children under the age of 18.

Critical Illness Insurance:

Critical illness insurance helps pays for expensive illnesses that impact you and your ability to earn money for multiple years.
Critical health illnesses like cancer, Alzheimer’s, and stroke are usually covered under these types of plans.

Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.




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