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Cosmo Insurance Agency Blog: business

View the latest blog posts from Cosmo Insurance Agency.

  The Right agent can make all the difference in obtaining proper coverage for your insurance needs at significantly reduced premiums. Our staff at Cosmo has knowledgeable agents that put the full weight of their longstanding position in the industry at your disposal. READ MORE >>

Employers are having a tough time hanging on to quality workers. Aside from the costs of rehiring your businesses bottom line is taking a hit due to the lower level of service your new employees can provide. This is especially true in Healthcare industry where quality of care plays an integral role in patient satisfaction and also may affect ratings for your company. READ MORE >>

  The modern workplace has undergone significant changes in recent years, causing employers to alter strategies and plans to keep up with emerging trends. Employee benefits and perks in particular have grown in importance in this time both for employees and employers alike. READ MORE >>

Have you been renewing your health insurance policy year after year with the same old policies with a typical increase? Business owners with 2-50 employees- there are lots of new options that are changing quarterly. Savings for you and your employees! What is available for you today? READ MORE >>

 The House voted Wednesday to repeal the Affordable Care Act's "Cadillac tax", the only policy on the books targeting the employer tax break that is the bedrock of the U.S. healthcare system. This 40% excise tax on high-cost employer plans has never taken effect, but a full repeal would come with a hefty $200 billion price tag. READ MORE >>

On June 24, 2019, President Trump issued an Executive Order (“EO”) directing the relevant federal agencies to issue regulations or other guidance to make available more meaningful information related to the price and quality of healthcare. READ MORE >>

An HSA, or Health Savings Account, is a special type of tax-advantaged savings account designed to help you pay for out-of-pocket medical expenses when you have a high-deductible health plan, or HDHP. In addition to being a smart way to pay for medical expenses like your deductible, c... READ MORE >>

One of the biggest problems employers and employees face today is workplace stress and burnout. Research from Gallup found that around 25% of U.S. workers feel burned out due to work “very often or always.” READ MORE >>

Aetna funding advantage, new business administrative free credit. Starting with July 1 effective dates, your new business Aetna Funding Advantage (AFA) groups can get a one-time administrative fee credit of $45 per subscriber. Here are the details: The employer must offer at least one Aetna Whole Health medical plan-NJ. READ MORE >>

Affiliated Physicians & Employers Health Plan is now called Members Health Plan and announced that they have new business rates that are now available.   In order to make the transition as easy as possible, they will be deferring the July renewals to October 1, 2019.   Renewals READ MORE >>

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