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Cosmo Insurance Agency Blog: dental insurance

View the latest blog posts from Cosmo Insurance Agency.

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In the current job market, employers face fierce competition. Secure the best talent by offering full health and dental benefits. This attracts and retains employees, creating a happier, healthier and more productive workforce! Insurance needs in the workplace are evolving.  Today, dental benefits are highly valued. READ MORE >>

Pregnant moms have a lot to keep up with. Between extra doctor visits and preparing for a new family member, oral health care can fall by the wayside. Remind yourself that oral health during pregnancy should still be a priority. Visiting the dentist consistently allows them to keep tabs of any changes in the health of your mouth. READ MORE >>

Teeth are like fingerprints every set is unique. In fact, identical twins have different teeth sets. Thanks to teeth being unique, they can tell us about your age, past and even your habits.   Your teeth central incisors change as you age. Younger teeth are rectangular with round corners. READ MORE >>

When you have a health or dental insurance plan, depending on your policy, many have a deductible. What is a deductible, you ask. Well a deductible is the amount of money you have to pay before the insurance company will start to help with your medical bills.   How does a deductible work? READ MORE >>

The word on the street is that many believe dental insurance is a WASTE of money and time. People have this conception that dental insurance is not WORTH it because it pays out very little and most dentist don’t accept it. But this is a huge misconception! READ MORE >>

An estimated 50% of adults habitually bite their nails. Nail nibbling is one of many body-focused repetitive behaviors (BFRBs), but also include cheek chewing and cuticle picking. Some people bite because of boredom—the act keeps the body occupied while the mind is bored. READ MORE >>

Purchasing dental insurance can be a daunting decision. It may not be easy to determine which plan and coverage options best meet your needs. At first glance, two plans may seem exactly alike. In actuality, they could be very different, especially if the two plans are offered by competing carriers. READ MORE >>

If your employer offers insurance in its employee benefits package, you’ll need to decide which options you want, and which ones are not for you. New employees are generally offered benefits after they are initially hired and pass a probationary period. READ MORE >>

In life, we learn quickly to expect the unexpected. That’s a big reason why we buy health insurance. But what if your policy doesn’t cover something you expected it to and you need to file an appeal? READ MORE >>

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