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Cosmo Insurance Agency Blog: group insurance

View the latest blog posts from Cosmo Insurance Agency.

The annual Open Enrollment period ended December 15th, 2017.  After the open enrollment period only eligible individuals can enroll in an individual health insurance plan if he or she qualifies for a Special Enrollment Period (SEP). READ MORE >>

  Employees who feel valued and appreciated by their leaders are more likely to go above and beyond for the company and hold themselves accountable for their part of a project. Most importantly, they will be happier in their roles. If leaders disregard the importance of connecting with employees, they lose the benefit of a dedicated, long-term team. READ MORE >>

  The new health care legislation is expected to make it easier for small businesses to afford health insurance for the short term.  It can still be a challenge finding the right insurance for you and your employees. Most small businesses share the cost of the insurance with their employees and deduct the employees cost READ MORE >>

  The Republicans have passed their tax bill which means that they have killed one of the most controversial provisions of the Affordable Care Act-the mandate.  The mandate requires mostly everyone to have some form of health insurance or pay a fine.  The mandate was originally to urge young people to READ MORE >>

One major benefit that the group insurance market has over the individual insurance market is enrollees are not bound to their plan choice for the year. You are permitted to make plan changes throughout the year in the event that a particular need arises. READ MORE >>

  The IRS has recently started sending employers Letter 226J. This letter is a proposed assessment of Employer Shared Responsibility Payments (ESRPs) under the Affordable Care Act. The IRS sends Letter 226J if it determines that one or more full-time employees of an “applicable large employer” enrolled in health coverage on a READ MORE >>

      Showing your employees they are valuable can boost overall job satisfaction.  This creates a positive work environment and loyalty in the company.  According to the Guardian Workplace Benefits Study, eight out of ten employees say that employee benefits are the deciding factor in taking a new job or staying with their current company. READ MORE >>

        Cosmo Insurance Agency wants to wish everyone a Happy Labor Day today. A great day to spend time with your loved ones. We celebrate this holiday every year, but do we know the meaning of it? Well, in this morning's article you'll find out.   READ MORE >>

Employers attract and attain life long employees by offering group benefits. Approximately 115 million employees relied on their employer or a family member's employer to cover their health expenses last year. The platform Glassdoor created a list of companies who cover 100 percent of their employee benefits. READ MORE >>

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