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Cosmo Insurance Agency Blog: health insurance

View the latest blog posts from Cosmo Insurance Agency.

New Jersey has been busy in recent months passing new laws aimed at helping workers in the state. October 2018 saw the new Paid Sick Leave Law take effect, and earlier this month Governor Phil Murphy signed a bill that will increase the state’s minimum wage to $15 by 2024. READ MORE >>

If your health insurance comes with one or more deductibles, you'll end up paying a few hundred dollars to several thousand dollars if and when you need medical care. Understanding what this deductible is, how it works, when you have to pay it, and when you don’t have to pay it is part of using your health insurance wisely. READ MORE >>

Most people don’t feel freshly clean without a long shower but is a daily shower healthy?   “I think showering is mostly for aesthetic reasons,” says Dr. Elaine Larson, an infectious disease expert and associate dean for research at Columbia University School of Nursing. READ MORE >>

 If your health insurance coverage comes through your spouse’s job, you may lose that coverage when he or she retires and goes on Medicare. You have several options for health insurance if you're losing your health insurance because your spouse is transitioning to Medicare.   READ MORE >>

Celiac disease is a serious autoimmune disease that occurs in genetically predisposed people where the ingestion of gluten leads to damage in the small intestine. It is estimated to affect 1 in 100 people worldwide. Two and one-half million Americans are undiagnosed and are at risk for long-term health complications. READ MORE >>

Current estimates are that 1 in 5 Americans will develop skin cancer in their lifetime.   Skin cancer is the most common cancer in the United States. Approximately 9,500 people in the U.S are diagnosed with skin cancer daily. READ MORE >>

What causes liver disease? Your liver is the largest organ in your body, and it has some equally big responsibilities: filtering the body’s blood, processing nutrients, helping to fight infection, producing proteins you need for blood clotting, and much more. READ MORE >>

When allergy season is in full swing, your dental health may not be on the top of your mind. But a case of hay fever can make an impact on your teeth and gums. Here’s what to look out for and how to protect your mouth. Tooth pain Sinus pain is a common symptom of your immune system waging war on pollen and dust. READ MORE >>

It’s easy to get lost in the day-to-day administrative tasks that it takes to keep your business running and lose sight of your moneymaking initiatives. With a professional employer organization (PEO), you can turn over many of your business’s HR tasks to a dedicated team of HR specialists, so that you can concentrate on your more profitable responsibilities. READ MORE >>

Doctors and public health officials have long recommended that people use sunscreen to protect against the sun’s ultraviolet rays. But how safe are the sunscreens that so many people now use regularly? READ MORE >>

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