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Cosmo Insurance Agency Blog: health insurance

View the latest blog posts from Cosmo Insurance Agency.

The Affordable Care Act created government subsidies to help low and middle-income people pay for health insurance. These subsidies help pay for monthly health insurance premiums, as well as costs like coinsurance, copays, and deductibles once you have health coverage. READ MORE >>

Spending quality time with a dog, cat or other animal can have a positive impact on your mood and your health. Pets can be calming stress-fighters. "We found that pet owners, on average, were better off than non-owners, especially when they have a higher-quality relationship with their pets," says pet researcher Allen R. READ MORE >>

According to the OECD, the U.S. ranks 28th of 38 countries for work/life balance, with more than 11% of people working more than 50 hours a week. For entrepreneurs and small business owners it’s even worse. Nearly 80% feel like they're working too much, a study by the Alternative Board found. READ MORE >>

A stressful day at the office. A fight with your significant other. A stretch of cold, dreary weather that has you feeling the winter blues. Chances are, all of these scenarios trigger an eagerness for a certain comfort food. People tend to seek high-calorie, high-fat foods during periods of stress. READ MORE >>

    Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. READ MORE >>

If you’re new to health insurance there are seven basic concepts you must understand to avoid nasty financial surprises. If you don’t understand these key concepts, you won’t be able to choose a health plan wisely or use your health insurance effectively.   Cost Sharing READ MORE >>

Whether you've recently been laid off, or your employer has decided to cut back on the cost of benefits by no longer offering health insurance, or if you've recently been divorced from the spouse or partner who supplied health insurance to your family, or maybe you've moved too far and had to leave your job behind. READ MORE >>

  Allergies affect more than 50 million people in the U.S.—a number that continues to rise each year. But that doesn’t make the itching, sneezing, congestion and fatigue that we so commonly associate with this time of year any more pleasant. READ MORE >>

1 in 5 Americans suffer from allergies triggered by pollen, and if you’re one of them, you might feel like your allergies are getting worse every year. Unfortunately, you’re right. Here’s why pollen allergies are getting worse each year: READ MORE >>

SEATTLE, Washington -- A dentist made a life-saving discovery during a 4-year-old's appointment.  The discovery began with several loose teeth, which is unusual for a child Hunter Jones' age. Dr. Harlyn Susarla asked for a panoramic X-ray, which revealed the growing tumor.  READ MORE >>

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