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Cosmo Insurance Agency Blog: health insurance

View the latest blog posts from Cosmo Insurance Agency.

Immunization, or vaccination, helps prevent dangerous and sometimes deadly diseases. To stay protected against serious illnesses like the flu, measles, and pneumonia, adults need to get their shots – just like kids do. READ MORE >>

The word on the street is that many believe dental insurance is a WASTE of money and time. People have this conception that dental insurance is not WORTH it because it pays out very little and most dentist don’t accept it. But this is a huge misconception! READ MORE >>

6055-Minium Essential Coverage (MEC) Requires health insurers (carries0 and sponsors of self-insured health plans to provide covered individuals and the IRS with information on MEC for a calendar year (CY). Information in this report is used to administer the individual mandate.   READ MORE >>

Top 10 questions for employees to ask their employers when enrolling in a health insurance plan: #1: Has your prescription drug coverage changed? The Best Practices survey found that nearly nine in 10 (88%) employers identified managing prescription drug expenses — especially for specialty drugs — as their top priority. READ MORE >>

 The House voted Wednesday to repeal the Affordable Care Act's "Cadillac tax", the only policy on the books targeting the employer tax break that is the bedrock of the U.S. healthcare system. This 40% excise tax on high-cost employer plans has never taken effect, but a full repeal would come with a hefty $200 billion price tag. READ MORE >>

Self-employed If you are self-employed, the answer often is yes—the premiums you pay to cover yourself and your dependents are probably tax-deductible, as long as you're obtaining your own health insurance and aren't eligible to participate in a health plan that's subsidized by your spouse's employer (or your own employer, if you have a job in addition to your self-employment). READ MORE >>

If your employer offers insurance in its employee benefits package, you’ll need to decide which options you want, and which ones are not for you. New employees are generally offered benefits after they are initially hired and pass a probationary period. READ MORE >>

Depending on what kind of health insurance plan you have, you may be limited to what benefits you have access to when traveling out of state. Here's how to know if you are covered for your out of state medical expenses on your health care plan, what multi-state health insurance plans ... READ MORE >>

  The Cleveland Clinic says it has delivered the first baby in North America after a womb transplant from a dead donor. Uterine transplants have enabled more than a dozen women to give birth, usually with wombs donated from a living donor such as a friend or relative. READ MORE >>

Whether you’re heading down the shore for a week, visiting Florida to see Mickey, or taking the family trip of a lifetime to a faraway foreign land this summer, getting sick or injured is the last thing anyone wants on our vacation. READ MORE >>

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