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Cosmo Insurance Agency Blog: hr

View the latest blog posts from Cosmo Insurance Agency.

In the current job market, employers face fierce competition. Secure the best talent by offering full health and dental benefits. This attracts and retains employees, creating a happier, healthier and more productive workforce! Insurance needs in the workplace are evolving.  Today, dental benefits are highly valued. READ MORE >>

Having an up-to-date employee handbook is an important HR responsibility that employers cannot overlook. Sometimes, employers struggle to create and/or update their handbooks, because of not knowing what should be included in this document. But not having a handbook isn’t an option in today’s world of HR. READ MORE >>

New Jersey lawmakers have been busy passing various employment legislation since Governor Phil Murphy has taken office. Increased minimum wage, expanded paid leave programs, and a state-run retirement plan are just a few of the major laws that have been signed. READ MORE >>

Employee health and wellness programs are gaining popularity with employers to help mitigate the health and stress of their employees. We live in an “always on” business climate where people have the ability to work wherever and whenever. Many people are becoming stretched thin. READ MORE >>

The Trump Administration has issued a new Executive Order requiring the Departments of Labor, Treasure, and Health and Human Services to issue new guidance and proposed regulations that would disclose negotiated rates, cost-of care, and de-identified federal healthcare data. READ MORE >>

6055-Minium Essential Coverage (MEC) Requires health insurers (carries0 and sponsors of self-insured health plans to provide covered individuals and the IRS with information on MEC for a calendar year (CY). Information in this report is used to administer the individual mandate.   READ MORE >>

If your employer offers insurance in its employee benefits package, you’ll need to decide which options you want, and which ones are not for you. New employees are generally offered benefits after they are initially hired and pass a probationary period. READ MORE >>

WHAT IS A PROFESSIONAL EMPLOYER ORGANIZATION?  A Professional Employer Organization, or PEO, is a firm that allows small and medium-sized companies to outsource most of their HR management responsibilities.  PEOs deliver cost-effective, outsourced services for HR, payroll, benefits, and risk management. READ MORE >>

An HSA, or Health Savings Account, is a special type of tax-advantaged savings account designed to help you pay for out-of-pocket medical expenses when you have a high-deductible health plan, or HDHP. In addition to being a smart way to pay for medical expenses like your deductible, c... READ MORE >>

Myth 1: Business Owners Lose Control of their Business Perhaps the number one concern that business owners have about working with a PEO is the fear of losing control of their business, so it’s no surprise that this is one of the most common PEO myths, too. However, this myth isn’t true. READ MORE >>

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