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Cosmo Insurance Agency Blog: insurance

View the latest blog posts from Cosmo Insurance Agency.

Life insurance is a hard topic to talk about, but it has to be addressed. When you pass, will your loved ones be financially secure without you?  Having a life insurance policy will ensure that your family does not have to worry about finances. This is why life insurance is so important. READ MORE >>

Illinois Gov. JB Pritzker has signed a law that would require insurance companies to cover costs for kids needing EpiPen injections for cases of severe allergic reactions. House Bill 3435 will take effect January 1, and would require companies offering health insurance policies in Illinois to pay for "medically necessary epinephrine injectors for persons 18 years of age or under. READ MORE >>

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In the current job market, employers face fierce competition. Secure the best talent by offering full health and dental benefits. This attracts and retains employees, creating a happier, healthier and more productive workforce! Insurance needs in the workplace are evolving.  Today, dental benefits are highly valued. READ MORE >>

Open Enrollment is right around the corner starting November 1, 2019. During this time, individuals can shop for health insurance plans until December 15, 2019. Contact an insurance broker at Cosmo Insurance Agency, to do the grunt of the work for you. But before that, you need to prepare for open enrollment: READ MORE >>

One of the benefits we gain access to once married is a family health insurance plan. These plans may offer financial advantages because there is more than one person covered on the plan. If one partner has health insurance through his or her employer, this is usually the most affordable choice. READ MORE >>

Pregnant moms have a lot to keep up with. Between extra doctor visits and preparing for a new family member, oral health care can fall by the wayside. Remind yourself that oral health during pregnancy should still be a priority. Visiting the dentist consistently allows them to keep tabs of any changes in the health of your mouth. READ MORE >>

  The Right agent can make all the difference in obtaining proper coverage for your insurance needs at significantly reduced premiums. Our staff at Cosmo has knowledgeable agents that put the full weight of their longstanding position in the industry at your disposal. READ MORE >>

Teeth are like fingerprints every set is unique. In fact, identical twins have different teeth sets. Thanks to teeth being unique, they can tell us about your age, past and even your habits.   Your teeth central incisors change as you age. Younger teeth are rectangular with round corners. READ MORE >>

When you have a health or dental insurance plan, depending on your policy, many have a deductible. What is a deductible, you ask. Well a deductible is the amount of money you have to pay before the insurance company will start to help with your medical bills.   How does a deductible work? READ MORE >>

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