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Cosmo Insurance Agency Blog: long term care

View the latest blog posts from Cosmo Insurance Agency.

1. Clothing  If your loved one can leave the nursing home for a short amount of time, a quick trip to the store and some new clothes might boost her spirits. If she/he can’t get out, maybe surprising them with a few items you think they might like, or help them with online shopping.  READ MORE >>

Life throws many unexpected things at all of us. While we usually can't stop these things from occurring, we can opt to give our lives a bit of protection. Insurance is meant to give us some measure of protection, at least financially, should a disaster happen. READ MORE >>

Good insurance coverage is important to good financial planning Most of us insure our car, house, personal property, health, life and income. Insurance for these risks is straightforward, standardized and easy to find. When it comes to paying for long-term health care, though, it’s hard to know if you need insurance in the first place. READ MORE >>

If you are in need for long-term care insurance you should start looking in your 50s or early 60s before premiums rise. Usually by the time you reach 65, chances are that you will require paid long-term care. if you pay out pocket, you can spend on average close to $140,000. “About 7. READ MORE >>

1. You want the ability to access quality care quickly. To access long-term care benefits, you must require help performing two out of the six activities of daily living. These are activities such as bathing, and dressing. As you age and start needing assistance with these items, many people rely on a spouse or other loved ones first. READ MORE >>

  Today at Cosmo Insurance, we are giving a shout out to all of our elderly customers! Happy Senior Citizen's Day! Take the time to vale yourself and those around you who are wise with elder wisdom and experience. As a quick reminder to our senior friends, we offer a variety of insurance that may be of use to your population. READ MORE >>

  Caregivers: Follow these ways to avoid stress and burnout Take a couple minutes to focus on yourself everyday Practice yoga when you first wake up or meditate for fifteen minutes in the morning.  Both are proven methods to help you de stress and it will help you be a better caregiver. READ MORE >>

"Homecare" is assistance a person receives when they can no longer perform various duties themselves.  These services are usually in the home, but that is not always the case.  Generally speaking homecare services can be categorized as Daily Activity assistance, Personal Care assistance and Palliative Care assistance. READ MORE >>

Can you get long term care insurance if you had a stroke? Stroke is the fifth leading cause of death and disability in the U.S. and kills over 133,000 Americans each year.  The good news is that strokes are preventable. READ MORE >>

  Five things you may not have known about long term care insurance: Long term care can be flexible and easy to understand. Today, long term care is structured to you and your loved ones needs. Check out these six things that you may not have known about long term care insurance: READ MORE >>

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