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Cosmo Insurance Agency Blog: nj

View the latest blog posts from Cosmo Insurance Agency.

New Jersey has been busy in recent months passing new laws aimed at helping workers in the state. October 2018 saw the new Paid Sick Leave Law take effect, and earlier this month Governor Phil Murphy signed a bill that will increase the state’s minimum wage to $15 by 2024. READ MORE >>

  Tax season is here! Make sure you have all your documents needed including your health coverage forms. Here are the health insurance documents you need for your taxes: Under the Tax Cuts & Jobs Act, taxpayers must continue to report coverage, qualify for an exemption, or pay the individual shared responsibility payment for tax years 2017 and 2018. READ MORE >>

There is so much hype going on in New Jersey. Governor Phil Murphy has signed several of new laws that went into effect late 2018 and early 2019. These new laws can have an impact on business owners both small and large, expecting mothers, parents, caregiver and employees in a variety of ways. READ MORE >>

New Jersey doctors will soon have the ability to help terminally ill patients end their own lives.   Gov. Phil Murphy says he will sign a bill passed by both houses of the legislature allowing physicians to prescribe a drug concoction a patient can take at home with the intent of a peaceful death. READ MORE >>

Marijuana will be legalized in NJ very soon. Governor Phil Murphy, Senate President Steve Sweeny, Assembly Speaker Craig Coughlin, Senator Scutari and Assembly Quijano today announced an agreement on legislation to legalize adult us marijuana in NJ.     Lawmakers told Patch. READ MORE >>

This winter parents aren’t putting coats on their little ones before taking them outside but they have a very good reason. According to, "Winter coats should not be worn underneath a car seat harness because it can leave the harness too loose to be effective in a crash. READ MORE >>

Gov. Phil Murphey signed into law Tuesday an extensive expansion of New Jersey’s 10-year-old paid family leave program, allowing workers in the state to take off more time to care for a newborn or sick relative and to collect a larger piece of their pay while on leave. READ MORE >>

      Here at Cosmo Insurance Agency we love answering all of your insurance questions. With the questions that roll on in we have started to notice 5 "trending" concepts our clients assume about insurance but are actually false. We compiled this quick short list of debunked assumptions: READ MORE >>

Alert! Alert! Calling all Qualcare patients- this blog may affect you! For Qualcare NJ patients, there is a new APEHP Underwriting Guideline update that goes into effect 10/1/2018. In addition to a group being eligible to participate in APEHP for coverage if they employ at least two eligible fu... READ MORE >>

    Happy Wednesday! For this week’s Wednesday Wisdom, let’s discuss health insurance. What is it? Why is it so necessary? Well for starters, health insurance, like all insurances is about going on a boat with a life jacket. You wear the life jacket as protection in case of the unexpected. READ MORE >>

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