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View the latest blog posts from Cosmo Insurance Agency.

In the current job market, employers face fierce competition. Secure the best talent by offering full health and dental benefits. This attracts and retains employees, creating a happier, healthier and more productive workforce! Insurance needs in the workplace are evolving.  Today, dental benefits are highly valued. READ MORE >>

  The Right agent can make all the difference in obtaining proper coverage for your insurance needs at significantly reduced premiums. Our staff at Cosmo has knowledgeable agents that put the full weight of their longstanding position in the industry at your disposal. READ MORE >>

Employers are having a tough time hanging on to quality workers. Aside from the costs of rehiring your businesses bottom line is taking a hit due to the lower level of service your new employees can provide. This is especially true in Healthcare industry where quality of care plays an integral role in patient satisfaction and also may affect ratings for your company. READ MORE >>

Having an up-to-date employee handbook is an important HR responsibility that employers cannot overlook. Sometimes, employers struggle to create and/or update their handbooks, because of not knowing what should be included in this document. But not having a handbook isn’t an option in today’s world of HR. READ MORE >>

  The modern workplace has undergone significant changes in recent years, causing employers to alter strategies and plans to keep up with emerging trends. Employee benefits and perks in particular have grown in importance in this time both for employees and employers alike. READ MORE >>

Have you been renewing your health insurance policy year after year with the same old policies with a typical increase? Business owners with 2-50 employees- there are lots of new options that are changing quarterly. Savings for you and your employees! What is available for you today? READ MORE >>

Employee health and wellness programs are gaining popularity with employers to help mitigate the health and stress of their employees. We live in an “always on” business climate where people have the ability to work wherever and whenever. Many people are becoming stretched thin. READ MORE >>

The Trump Administration has issued a new Executive Order requiring the Departments of Labor, Treasure, and Health and Human Services to issue new guidance and proposed regulations that would disclose negotiated rates, cost-of care, and de-identified federal healthcare data. READ MORE >>

6055-Minium Essential Coverage (MEC) Requires health insurers (carries0 and sponsors of self-insured health plans to provide covered individuals and the IRS with information on MEC for a calendar year (CY). Information in this report is used to administer the individual mandate.   READ MORE >>

 The House voted Wednesday to repeal the Affordable Care Act's "Cadillac tax", the only policy on the books targeting the employer tax break that is the bedrock of the U.S. healthcare system. This 40% excise tax on high-cost employer plans has never taken effect, but a full repeal would come with a hefty $200 billion price tag. READ MORE >>

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