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Cosmo Insurance Agency Blog: special enrollment

View the latest blog posts from Cosmo Insurance Agency.

As you probably know your primary health insurance covers your basic medical expenses like doctors’ visits, lab tests and prescription drugs. But your medical plan can’t cover everything. A separate plan that offers additional benefits is called a secondary insurance.   READ MORE >>

The Affordable Care Act created government subsidies to help low and middle-income people pay for health insurance. These subsidies help pay for monthly health insurance premiums, as well as costs like coinsurance, copays, and deductibles once you have health coverage. READ MORE >>

If you are under the age of 26, there’s a good chance you may still be covered under your parents’ health insurance plan. But once you add that 26th candle to the birthday cake, that health insurance vanishes. Soon you’ll be on your own. READ MORE >>

  Getting Health Insurance Outside of Open Enrollment:   Have you lost coverage and missed open enrollment period?  Certain events can qualify you to obtain coverage outside of open enrollment. You may qualify for a Special Enrollment Period if you or anyone in your household in the past 60 days: READ MORE >>

    Didn't sign up for health insurance during open enrollment?  You may still be able to get coverage two ways: 1.       You qualify for Special Enrollment Period:  If you got married, had a baby, adopted a child, or had moved in the past sixty days. READ MORE >>

    Have you wondered what happens if I don't enroll during Open Enrollment 2018? Are there any special circumstances where I can get health insurance after Open Enrollment? The answer is yes. Yes, you can get health insurance outside of Open Enrollment but only if you qualify. READ MORE >>

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