You’re young, you’re healthy, you’re ready to conquer the world. Health insurance is not always a topic that crosses your mind when you are in your 20’s. It should be a very important asset in your life because it helps cover medical expenses that can be extremely expensive. Being young means lower cost on health insurance. So, what are your options?
Short-Term Medical Insurance: temporary benefits for those in-between times
Bundled Benefits: alternative insurance products combinations for a range of healthcare services; fixed-dollar benefits for hospital, surgical and critical illness care
A Parent’s Health Insurance Plan: coverage until age 26
Individual Major Medical: an ACA-compliant option that may include access to catastrophic plans and subsidies
Job-Based Coverage: major medical insurance through an employer
Medicaid: a low-cost or no-cost option for those who qualify
Student health insurance: major medical offered by some colleges and universities
What does health insurance cover?
Hospital care, including emergency services
Prenatal, maternity and newborn care
Immunizations and well-child care
Screenings, including mammograms, pap smears and prostate examinations
X-ray and laboratory services
Mental illness and substance abuse services
Various therapy services
Pediatric vision services
Health insurance is important. As you grow in your 20's you reflect on what you really need in life including: a healthy savings account, successful career, and hopefully stating a family one day. Health insurance should be one of your priorities.
Cosmo knows the in's and out's of health insurance. We can guide you during the process of choosing a health insurance plan. We are here for you and reach out to you during the year to make sure you are happy with your plan.
GET A HEALTH INSURANCE QUOTE NOW
while you're at it..think about receiving a life insurance quote here