The importance of health insurance for small businesses

Health insurance protects small businesses in a variety of ways.  They protect your businesses finances, protects you and your employees health, and protects your business. 

Health insurance protects your finances

Having health insurance guarantees discounted rates for health care services. Insurance companies negotiate rates with health care providers which gives patients lower payments

Health insurance plans often come with deductibles and co pays.  Even if you have to pay a co-pay upon arriving at a health care service, health insurance will still save you money which protects you during surprise health scares.

Having health insurance also protects you from ACA penalties.  Having a health insurance plan disqualifies you from being penalized under the Affordable Care Act.

Health insurance protects your health

When you have a health insurance plan, you are able to have access to qualified health care providers.
Being insured grants you to better access to care especially during a medical emergency.

Health insurance plans come with its perks and benefits.  Those who are covered often take advantage preventative care services.

Health insurance protects your business

Health insurance benefits are one of the top priorities for potential employees.  It helps in retaining employees and employees are often happier at work.


Cosmo insurance agency has experience providing group health insurance in New Jersey to businesses ranging in size from 2 to 5,000 individuals – all with the same creativity and personal attention that will take the headache off your human resources. We have particular expertise helping businesses navigate the complex Affordable Care Act regulations, which affect groups of over 50 or 100 employees, depending on the state.

Take advantage of our very wide range of conventional and unique group plans with highly competitive rates. 






Posted 9:00 AM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015

View Mobile Version
© Copyright. All rights reserved.
Powered by Insurance Website Builder