The perks businesses have when they sign up for health insurance

Easier Access to Health Care

-People who have health coverage are more likely to use preventative health services to help catch health problems early.  Having health coverage motivates people to care about their health and gives them access to services that benefit their health.

Affordable Services and Financial Security

-Health coverage makes certain that costs for services will be affordable.  People are protected from potential debt that can come with major illnesses and injuries.

Tax benefits for your business

-Usually, any expenses an employer becomes subject to related to health insurance are 100% tax deductible as ordinary business expenses, on both state and federal income taxes.  With prior paperwork, employees can contribute to the cost of health insurance on a pre-tax basis.  Employers can deduct the cost of the premium from the employers paycheck before state and federal taxes are calculated.

The ACA offers small businesses health tax credits as well.  Small businesses can qualify for a tax credit of up to 50% of premium expenses.  Small businesses owners must pay at least half of employees healthcare premiums.

Happier Employees

-Offering health insurance makes employees feel valued and appreciated.

Offering Health Insurance may seem expensive, but it is worth it in the long run, and Cosmo Health Insurance can help you create a plan that works for your budget and your employees.


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