It is day three of the government shutdown.  The Republicans and Democrats cannot reach an agreement about DACA, the Deferred Action for Childhood Arrivals act.  If you work for the federal government, you might have to go on furlough, unpaid leave from work.  Obviously, that would trickle down and affect everyone because of the strain on our political system.

Why is the government shutdown?

•Democrats and Republicans failed to reach a last-minute deal to fund its operations

•Parties divided in a bitter dispute over immigration and border security

•Bill needed 60 votes in the 100-member Senate but fell short with only 50 supporting it

•Most Democrats opposed the bill because efforts include protections for young immigrants failed

Here is how the government shutdown may affect you:

1.       Your mail will still come.  The U.S. Postal Service is not funded by tax dollars, so your mail and packages will still be coming.

2.       Roads will not be closed.  Maintenance and construction may be put on hold though.

3.       Does this affect tax filing?  Half of the IRS employees are going on furlough, but your taxes are still due on April 17.  Your refund check might be delayed.

4.       Medicare and Medicaid will still be funded.

5.       Social security checks will still be coming.

6.       Flying will not be impacted.  The TSA will still be active at all airports around the country.

7.       Flu season may be impacted.  The CDC will have to suspend its seasonal flu program, which is not considered essential.

 Especially with healthcare, you should be keeping up to date with what is happening during the government shutdown.  Some programs may be affected and you should reach out to see if it would affect you. Cosmo Insurance is always on top of the latest news and will always be prepared.




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