According to a study by Genworth Financial, 43% of married mothers have no life insurance and 59% of unmarried mothers have no life insurance. We’re here to tell you moms that you are no less important than dads, so why do you have less life insurance protection? Whether you’re a working mom, single mom, or a stay-at-home mom—you need life insurance.
Every type of mother needs life insurance. Single mothers, stay-at-home mothers, working mothers; they are all valuable.
Single mothers are arguably, the most in need of life insurance. When married couple purchase life insurance, they plan their future on one of them being alive for their children. Single mothers do not have that luxury. Single mothers who purchase life insurance will ensure that their children will have a secure future if they do pass.
Salary.com estimates the average stay-at-home mom is worth an annual salary of $112,962. A stay-at-home mother’s daily tasks are endless. If you were to pass away suddenly, your spouse would need to pay someone for the following services or find time to take care of them himself:
Transportation to and from school and other places
Clean the house
Go grocery shopping
Help with homework
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The working mom’s out there juggle a balance between working all day and coming home to take care of a family. If you provide a significant income to your household, then that is a very important reason to purchase a life insurance plan. If you pass, will your spouse be able to pay the bills and take care of your family? Your term life insurance policy would provide a death benefit to your beneficiaries.
Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.
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