Life crisis happen abruptly and not being prepared can be scary. Not having life insurance and savings for it can be detrimental if you happen to lose a loved one and are left with all the financial responsibilities.
For example, say you lose a loved one suddenly and they have very little saved in their 401K and very little life insurance from their employer. You are now left with a house that may have to be paid off and your own retirement account that may or may not have enough savings to last you through your living years. You also want to take into consideration your kids and family members. You want them to have financial security and safety.
Do not believe that you are somehow blessed and fortunate to where bad things never happen. Cosmo Insurance has seen it happen far too many times.
Life insurance is cheap. Life insurance is easy. Life insurance is a must.
Cosmo Insurance Agency is knowledgeable in various options including but not limited to – term, ROP, permanent and whole - from over two dozen A rated carriers. We are familiar with the rate classifications that particular carriers use to determine the health class of enrollees – and there are significant differences between them. No matter what the results of your medical examination are, we will find the insurer that will provide you will the best rating class and thus the lowest premiums.
Call us today at 732-363-3888.