When shopping for health insurance, shop smart.
Don’t be deceived by insurance agencies allowing them to sell you plans from their preferred carriers so that they can clinch the sale and leave you with obstacles to solve.
When you reach out to Cosmo, our health insurance brokers in New Jersey spend all the time necessary to determine what your needs and priorities are. We are independent and offer plans from a large spectrum of reputable carriers. We explain your options in great detail and clarity– down to the fine print - so that you can choose a plan that will satisfy you for the long term.
Individual Health Insurance
As an independent agency, Cosmo can help you select the best individual health insurance plans in New Jersey or family coverage from a broad range of insurers catering to the individual healthcare coverage market. Cosmo has particular expertise is in the ACA individual marketplace exchanges. Our individual health insurance brokers in New Jersey have the knowledge, personal attention, and honesty, that will help you make an informed choice.
Contact us now for a free quote!
Cosmo insurance agency has experience providing group health insurance in New Jersey to businesses ranging in size from 2 to 5,000 individuals – all with the same creativity and personal attention that will take the headache off your human resources. We have particular expertise helping businesses navigate the complex Affordable Care Act regulations, which affect groups of over 50 or 100 employees, depending on the state.
Take advantage of our very wide range of conventional and unique group plans with highly competitive rates. Options include:
- Conventional group insurance
- Self-funded insurance plans for both small and large groups, offering premiums well below standard market rates
- Insurance plans that refund to enrollees part of their unused premiums each year
- HSA plans, which help you save on premiums and enables your money to grow
In addition, Cosmo clients benefit from our unparalleled customer service long after they’ve signed on the dotted line. We continue servicing you with claims, COBRA administration, billing, renewal, compliance, or anything else.
Contact Cosmo today, so that you can make an educated healthcare decision and focus on running your business in New Jersey.
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